Specialty Financing
Bank Statement Loan Calculator
Statement type
Analysis period
Examples: 10%, 25%, 50% — set by lender or CPA letter
Monthly eligible deposits
Enter only deposits you believe are eligible. Transfers between accounts, loans, refunds and other non-income deposits are typically excluded — not every deposit counts as income.
Home & payment
$200,000
Enter a rate you've been quoted
Car, cards, student loans
Estimated qualifying income
$15,000/mo
After 50% expense factor
Deposits by month
Lender guidelines vary. Eligible deposits, expense factors, transfer exclusions and qualifying income are determined by each lender's guidelines and underwriting. This is not a prequalification, approval or determination of eligibility.
Educational estimate only. Results are not a Loan Estimate, rate lock, rate commitment, or guarantee of loan approval. Actual rates, payments, taxes, insurance, and program eligibility vary and are subject to underwriting. Contact Marc Chamberlain for a personalized quote.
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