Specialty Financing

Jumbo Mortgage Calculator

Higher-balance financing for high-cost California homes — payments, cash to close and debt ratios.
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$400,000 · Loan $1,600,000

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Look up the FHFA limit for your county — many LA & OC counties use a high-cost limit above the national baseline

Loan program

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Enter a rate you've been quoted

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Enter from your Loan Estimate or quote

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Enter your county's conforming loan limit to see whether this loan would be jumbo.

Estimated monthly payment

$13,045

Principal, interest, taxes, insurance, HOA

Estimated cash to close

$400,000

Down payment + closing costs

Principal & interest$10,644.84
Taxes, insurance & HOA$2,400.00
Loan amount$1,600,000
Housing ratio32.6%
Total debt-to-income35.1%

Lender guidelines vary. Preliminary educational estimate. Jumbo programs set their own credit, reserve, down payment and DTI requirements. This is not a prequalification, approval or determination of eligibility.

Educational estimate only. Results are not a Loan Estimate, rate lock, rate commitment, or guarantee of loan approval. Actual rates, payments, taxes, insurance, and program eligibility vary and are subject to underwriting. Contact Marc Chamberlain for a personalized quote.

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